Loans
Consumer Lending Services
Since we’re your neighbor, your friend, and your local community banker, it’s never been easier to borrow money. Whether you need a new home, a new car or a new investment into your own business, Farmers State Bank of Hoffman can help. Our professional lenders can show you how to structure a loan to fit your needs. Stop by today and put this neighbor to work for you.
The decision to borrow money, whether these online lenders want to believe it or not, is one that requires careful consideration. Here at Farmers State Bank of Hoffman, we appreciate the significance of financial decisions and are committed to helping our customers make the right ones; especially when it comes to loans.
Thinking about a loan? Talk to us. That’s what we’re here for. Stop into your local branch or call 618-495-2225.
Automobile Loans
Let us steer you in the right direction with our competitive new and used automobile loan programs. We offer many repayment options and low interest rates for qualified applicants. Take a dealer’s rebate and let Farmers State Bank of Hoffman finance your next new car or truck!
An auto loan from Farmers State Bank of Hoffman is more than a means for making a purchase. It can bring peace of mind; it can mean a promise kept… it can even be a way to put a big smile on the face of someone you love. And the beauty of it is, it’s easy; the application process is simple, and we’ll take you through it step by step.
Installment Loans
If you are planning a purchase, but are a little short on cash, an installment loan could be just what you need. We will arrange a payback schedule that fits your monthly budget. See one of our Loan Officers today.
Too many people, unfortunately, are lured into quick loan apps that enable them to borrow when, perhaps, taking on debt isn’t the best option. Here at Farmers State Bank of Hoffman, we appreciate the significance of financial decisions and are committed to helping our customers make the right ones; especially when it comes to loans.
Home Equity Loans
The equity in your home is a great resource for making dreams come true. We offer home equity loans for home improvements, debt consolidation or even your dream vacation.
A HELOC line of credit is secured by your home and gives you a revolving credit line to use for large expenses or to consolidate higher-interest rate debt on other loans like credit cards. It’s a great way to leverage the equity in your home for short-term funds you might need now. It’s also a great source of emergency funding for surprise expenses like medical emergencies. Best of all, you can pay down the loan as you go and keep the line of credit in place. So, sign up for a HELOC at Farmers State Bank of Hoffman and be ready with the funds you need at a moment’s notice.
Mortgage Loans
If you’re in the market for a new home, come in and talk with one of our mortgage loan officers. They can help you decide how much you can afford and offer some very helpful and experienced mortgage advice. Ask our mortgage officers about a Secondary Market Loan. NMLS Numbers
At Farmers State Bank of Hoffman, we have mortgage loans to fit any size or shape of home. So, whether you’re looking for a starter home or a second home, our loan specialist can help arrange a loan that works within your budget. Stop by today and let Farmers State Bank of Hoffman turn your dream home into a picture worthy reality.
Agricultural/Commercial Loans
We are proud to serve the financial needs of area businesses and farmers. Our commercial loan officers take the time to learn about each client’s individual business needs.
Farming is tough. Getting an equipment loan shouldn’t be. You know what it takes to run a farm, the right equipment. From tractors to silos, you can only be as successful as your equipment allows you to be. With a loan from Farmers State Bank of Hoffman, you can purchase the reliable, specialized equipment you need to put your business on the path to success. Get the equipment loan you need to succeed. Stop by and visit with a loan officer at Farmers State Bank of Hoffman today.
Who to Contact for Mortgage Loans
Deb Claypool
SVP and Chief Lending Officer
618-352-6219
dclaypool@fsbhoffman.com
Hayden Hoffmann
Loan Officer
Who to Contact for Commercial & Agricultural Loans
Chase Hagene
Loan Officer
Hayden Hoffmann
Loan Officer
Meredith Robb
Loan Officer
