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Savings

Saving Account Minimum to Open Account Minimum to Earn APY Interest Payment Frequency Interest Rate Annual Percentage Yield
Savings Account $50.00 $25.00 Quarterly 0.30% 0.30%

* Effective Date: October 1, 2011 - We post our rates as a convenience to you. Fees may reduce earnings. Rates are subject to change without notice, when in doubt, please Contact the Bank.

Passbook Savings Account

Open with a minimum deposit of $50.00
Maintain a minimum balance of $25.00 in the account each day to obtain the disclosed annual percentage yield.

Certificates  of Deposit

Your CD interest rate is fixed for the term you select and is calculated daily on the collected balances. Interest is credited to your CD or another deposit account at the interval you choose. An interest check can be issued upon request. Intervals vary depending upon the term selected.

Effective Date: August 12, 2011 | We post our rates as a convenience to you. Rates are subject to change without notice, when in doubt, please Contact the Bank. IRA's
Certificates of Deposit Specials**   Minimum to Open Account   Minimum to Earn APY   Interest Payment Frequency Interest Rate Annual Percentage Yield  
12 Mo. Certificate **   $1000.00   $1000.00   Quarterly   0.40%   0.40%  
Effective Date: October 1, 2011  |   We post our rates as a convenience to you.
Rates are subject to change without notice, when in doubt, please Contact the Bank
.

IRA's

Tax-deferred retirement accounts for individuals and their spouses featuring interest and safety of principal are available. These include Traditional, Roth and Education IRAs. A variety of short and long term maturities are available.  

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