Farmer State Bank of Hoffman - 618.495.2225

Privacy Statement

At Farmers State Bank of Hoffman, We Take Your Privacy Seriously…..

We recognize and respect your need for privacy and security as you conduct your transactions with Farmers State Bank. Whether you conduct your affairs via the Internet or in person, by phone, by fax or by letter, our privacy policy protects your nonpublic personal information as follows.

On-Line Privacy Statement...

Visitors to the Farmers State Bank of Hoffman public Web site remain anonymous. FSB Hoffman does not collect identifying information about visitors to our site.

FSB Hoffman utilizes the services of Community Bankers Association of Illinois (CBAI) to provide and maintain our Web site. CBAI uses standard software to collect non-identifying information about our visitors, such as:

Date and Time Our Site Was Accessed

Web Browser Used

Number of National/International User Sessions Per Day

Average User Session Length

Most Requested Pages

CBAI uses this information to create summary statistics and to determine the level of interest in information available on our site.

Customers who gain access to Farmers State Bank's Internet Banking System through our Web site or directly through the use of a URL address do not remain anonymous once they are logged onto the Internet Banking system

Visitors may elect to provide us with personal information via E-mail. This information is used internally, as appropriate, to handle the sender's request. It is not disseminated or sold to other organizations.

With Regard to Personal Contact…..

We collect nonpublic personal information about you from the following sources:

Information you give us on applications or other forms,

Information about your transactions with us,

Information about your transactions with other parties,

Information from a consumer-reporting agency.

Categories of Information That We Disclose…..

We do not disclose any nonpublic personal information about our customers or former customers to anyone, expect as permitted by law. We are permitted under law to disclose nonpublic personal information about you to other third parties in certain circumstances. For example, we may disclose nonpublic personal information about you to third parties to assist us in servicing your loan account with us, to government entities in response to subpoenas, and to credit bureaus.

Confidentiality and Security…..

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

Compliance…..

This disclosure follows federal law, and if state law is applicable, we will follow those appropriate provisions.

Finally…..

We hope you find our website useful and informative. We are always willing to answer questions and receive suggestions. If you have either, please contact us. Thank you.