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 LOANS
- Consumer Lending Services
- Automobile Loans
- Installment Loans
- Home Equity Loans
- Mortgage Loans
- Agricultural/Commercial Loans

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| Checking
We offer a variety of checking
accounts.
Our New Account Representatives can answer any questions you
may have.
Regular Checking
Seniority Club 55 Account
Now
Account
Super
Now Account
Money
Market Deposit Account
REGULAR CHECKING
Open with a minimum deposit of
$100.00
Unlimited check writing
Maintain an average daily balance
of $300.00 to avoid a monthly service charge
SENIORITY CLUB 55
Interest Bearing Account
Open with a minimum deposit of
$1000.00
Unlimited check writing
Maintain a daily balance of
$500.00 to obtain the disclosed annual percentage yield
Free personalized wallet style
club checks (Limited to 200 per year)
Complimentary Notary Service
Travelers checks without a fee
Reconciliation Assistance
| ACCOUNT |
Minimum to
Open Account |
Minimum to
Earn APY |
Interest
Payment
Frequency |
Interest
Rate |
Annual
Percentage
Yield |
|
Seniority Checking |
$1,000.00 |
$500.00 |
Monthly |
0.25% |
0.25% |
Effective
Date: January 6, 2009 We post our rates as a
convenience to you. Fees may reduce earnings.
Rates are subject to change without notice, when in doubt,
please
Contact the Bank.
NOW
ACCOUNT
Interest Bearing Account
Open with a minimum deposit of
$500.00
Maintain an average daily balance
of $500.00 to avoid a monthly service charge
Maintain a minimum daily balance
of $500.00 to obtain the disclosed annual percentage yield
Unlimited check writing
|
NOW ACCOUNT |
Minimum to
Open Account |
Minimum to
Earn APY |
Interest
Payment
Frequency |
Interest
Rate |
Annual
Percentage
Yield |
Tier One NOW
Balances of
$500.00 and above |
$500.00 |
$500.00 |
Monthly |
0.25% |
0.25% |
Effective Date:
January 6, 2009 We post our rates as a convenience to
you. Fees may reduce earnings.
Rates are subject to change without notice, when in doubt,
please
Contact the Bank.
SUPER
NOW ACCOUNT
Interest Bearing Account
Open with a minimum deposit of
$2500.00
Maintain an average daily balance
of $500.00 to avoid monthly service charge
Maintain a minimum daily balance
of $1000.00 to obtain the disclosed annual percentage yield
Unlimited check writing
SUPER NOW
ACCOUNT |
Minimum to
Open Account |
Minimum to
Earn APY |
Interest
Payment
Frequency |
Interest
Rate |
Annual
Percentage
Yield |
Tier ONE:
Balances of
$2500.01 and above |
$2500.00 |
$1,000.00 |
Monthly |
0.50% |
0.50% |
Tier TWO:
Balances of
$1000.00 TO $2500.00 |
$2500.00 |
$1,000.00 |
Monthly |
0.25% |
0.25% |
Effective Date:
January 6, 2009 We post our rates as a convenience to
you. Fees may reduce earnings.
Rates are subject to change without notice, when in doubt,
please
Contact the Bank.
MONEY
MARKET DEPOSIT ACCOUNT
Interest Bearing Account
Open with a minimum deposit of
$2500.00
Maintain an average daily balance
of $500.00 to avoid a monthly service charge
Maintain a minimum daily balance
of $1000.00 to obtain the disclosed annual percentage yield
Limits on the number of
transactions allowed per month
MONEY MARKET
ACCOUNT |
Minimum to
Open Account |
Minimum to
Earn APY |
Interest
Payment
Frequency |
Interest
Rate |
Annual
Percentage
Yield |
Tier ONE
Balances
$100,000
and above |
$2500.00 |
$1000.00 |
Monthly |
1.50% |
1.50% |
Tier TWO
Balances
$50,000.00 to
$99,999.99 |
$2500.00 |
$1000.00 |
Monthly |
1.25% |
1.25% |
Tier THREE
Balances
$25,000.00 to
$49,999.99 |
$2500.00 |
$1000.00 |
Monthly |
1.00% |
1.00% |
Tier FOUR
Balances
$2500.00 to
$24,999.99 |
$2500.00 |
$1000.00 |
Monthly |
0.75% |
0.75% |
Tier FIVE
Balances
$1000.00 to
$2499.99 |
$2500.00 |
$1000.00 |
Monthly |
0.25% |
0.25% |
Effective Date:
January 6, 2009 We post our rates as a convenience to
you. Fees may reduce earnings.
Rates are subject to change without notice, when in doubt,
please
Contact the Bank.
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