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LOANS

  • Consumer Lending Services
  • Automobile Loans
  • Installment Loans
  • Home Equity Loans
  • Mortgage Loans
  • Agricultural/Commercial Loans


 

Checking        


We offer a variety of checking accounts.

Our New Account Representatives can answer any questions you may have.

  • Regular Checking
     
  • Seniority Club 55 Account
     
  • Now Account
     
  • Super Now Account
     
  • Money Market Deposit Account

    REGULAR CHECKING
     

  • Open with a minimum deposit of $100.00
  • Unlimited check writing
  • Maintain an average daily balance of $300.00 to avoid a monthly service charge

     

    SENIORITY CLUB 55
     

  • Interest Bearing Account
  • Open with a minimum deposit of $1000.00
  • Unlimited check writing
  • Maintain a daily balance of $500.00 to obtain the disclosed annual percentage yield
  • Free personalized wallet style club checks (Limited to 200 per year)
  • Complimentary Notary Service
  • Travelers checks without a fee
  • Reconciliation Assistance

     
    ACCOUNT Minimum to
    Open Account
    Minimum to
    Earn APY
    Interest
    Payment
    Frequency

    Interest
    Rate
    Annual
    Percentage
    Yield
    Seniority Checking $1,000.00 $500.00 Monthly 0.25% 0.25%

    Effective Date: January 6, 2009    We post our rates as a convenience to you. Fees may reduce earnings.
    Rates are subject to change without notice, when in doubt, please
    Contact the Bank.


    NOW ACCOUNT

  • Interest Bearing Account
  • Open with a minimum deposit of $500.00
  • Maintain an average daily balance of $500.00 to avoid a monthly service charge
  • Maintain a minimum daily balance of $500.00 to obtain the disclosed annual percentage yield
  • Unlimited check writing

     
    NOW ACCOUNT Minimum to
    Open Account
    Minimum to
    Earn APY
    Interest
    Payment
    Frequency

    Interest
    Rate
    Annual
    Percentage
    Yield
    Tier One NOW
    Balances of
    $500.00 and above
    $500.00 $500.00 Monthly 0.25% 0.25%

    Effective Date: January 6, 2009  We post our rates as a convenience to you. Fees may reduce earnings.
    Rates are subject to change without notice, when in doubt, please
    Contact the Bank.


    SUPER NOW ACCOUNT
     

  • Interest Bearing Account
  • Open with a minimum deposit of $2500.00
  • Maintain an average daily balance of $500.00 to avoid monthly service charge
  • Maintain a minimum daily balance of $1000.00 to obtain the disclosed annual percentage yield
  • Unlimited check writing

     
    SUPER NOW
    ACCOUNT
    Minimum to
    Open Account
    Minimum to
    Earn APY
    Interest
    Payment
    Frequency

    Interest
    Rate
    Annual
    Percentage
    Yield
    Tier ONE:
    Balances of
    $2500.01 and above
    $2500.00 $1,000.00 Monthly 0.50% 0.50%
    Tier TWO:
    Balances of
    $1000.00 TO $2500.00
    $2500.00 $1,000.00 Monthly 0.25% 0.25%

    Effective Date: January 6, 2009  We post our rates as a convenience to you. Fees may reduce earnings.
    Rates are subject to change without notice, when in doubt, please
    Contact the Bank.


    MONEY MARKET DEPOSIT ACCOUNT
     

  • Interest Bearing Account
  • Open with a minimum deposit of $2500.00
  • Maintain an average daily balance of $500.00 to avoid a monthly service charge
  • Maintain a minimum daily balance of $1000.00 to obtain the disclosed annual percentage yield
  • Limits on the number of transactions allowed per month

     
    MONEY MARKET
    ACCOUNT
    Minimum to
    Open Account
    Minimum to
    Earn APY
    Interest
    Payment
    Frequency

    Interest
    Rate
    Annual
    Percentage
    Yield
    Tier ONE
    Balances
    $100,000
    and above
    $2500.00 $1000.00 Monthly 1.50% 1.50%
    Tier TWO
    Balances
    $50,000.00 to
    $99,999.99
    $2500.00 $1000.00 Monthly 1.25% 1.25%
    Tier THREE
    Balances
    $25,000.00 to
    $49,999.99
    $2500.00 $1000.00 Monthly 1.00% 1.00%
    Tier FOUR
    Balances
    $2500.00 to
    $24,999.99
    $2500.00 $1000.00 Monthly 0.75% 0.75%
    Tier FIVE
    Balances
    $1000.00 to
    $2499.99
    $2500.00 $1000.00 Monthly 0.25% 0.25%

    Effective Date: January 6, 2009  We post our rates as a convenience to you. Fees may reduce earnings.
    Rates are subject to change without notice, when in doubt, please
    Contact the Bank.

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